How Business Insurance Simplifies The Journey Of Running A Company

When it comes to keeping a business afloat and ensuring things remain smooth, there are so many aspects you must take into account. Whenever you start up a business, you are immediately thrown into the deep end and it's a case of using any experience you have to dig yourself out. You learn so much when you have a company to run and you become a better person for it. Whether you are starting your own business for the first time or you have been doing it for a long time, there are so many things you can pick up along the way.

In this post, we are going to be talking about business insurance and how that can play a huge part in the future of your company. It can also play a huge part in your own personal future, too. Whenever you think of this particular area of business, you typically think of it as a tedious formality that needs to be sorted out. If you get this kind of thing right, however, you could put yourself in a much more secure place during day-to-day running. Here are just a few reasons as to why it is so important:

You'll Be Predicted Against Unexpected Events

If you have a business to run, you all know that it comes with a fair share of uncertainties. You might have to deal with an unexpected lawsuit or even a natural disaster if you are situated in a particular area. Whatever the situation, the right insurance policy can ensure that your business can recover quickly. You will be able to continue operations without a significant disruption getting in the way. You will save money in the long run but also receive peace of mind as you get to work every single day.

Employees Will Be Safeguarded

Your business simply cannot run without your employees doing their jobs properly. There well being is crucial to the success of your company. If you get the right business insurance, you will be able to provide them with workers compensation in order to cover medical expenses and lost wages. This kind of thing will ensure you have a healthy and productive workforce.

Credibility And Trust

Trust and credibility are extremely important for any business that wants to grow and gather the right attention. Clients, partners, suppliers, and lots of other groups may need this kind of thing confirmed in order to really trust what you are doing. This kind of trust can lead to more business opportunities and long-term partnerships.

Streamlining All Business Operations

If you invest in the right business insurance, your day-to-day operations will be simplified as the company will be mitigating risks. A comprehensive policy from providers like Tivly, for instance, can allow you to rest knowing that aspects of your business are protected properly. For example, if a piece of equipment breaks down, a company like this would be able to cover the repair or replacement cost. You can maintain productivity without too much strain - whereas things might be a little messier without cover.

< Older Post

Newer Post >

5 Everyday Items That Can Quietly Boost Your Brand

By Julie Starr • July 17, 2025

The best branding doesn’t always come from big campaigns or expensive graphics. Sometimes it’s the smaller stuff that leaves the biggest impression. Things people actually use, touch, or carry with them. That’s where your brand can quietly make its mark without needing to shout about it. If you’re only focusing on social media and business cards, you’re leaving a lot on the table. Here are five overlooked ways to get your name out there that feel natural, useful, and more personal. Thank-you slips If you’re already sending out orders, there’s no reason not to include a short thank-you slip. You can easily get these made through any decent online print shop , and they’re usually pretty cheap to run off in small batches. Just a simple note that says thanks, maybe with a reminder to follow you online or a cheeky discount code for next time. It’s quick, thoughtful, and makes the whole order feel more finished. Customers notice that kind of detail, especially when everything else they buy online comes with zero personality. You don’t need a complicated design either. Just something clean with your logo, a message that sounds like you, and maybe a social handle. The point is to give them a reason to come back or remember your name without it feeling forced. Branded zip pouches If you sell physical products, offer services, or run events, small zip pouches are surprisingly effective. Think of the kind you’d use for stationery, receipts, or travel bits. You can get your brand printed on the side and hand them out with purchases or include them in welcome packs. People keep them because they’re actually useful. They get tossed in handbags, school bags, or glove boxes and your logo just keeps turning up. Cleaning cloths for glasses or screens This one works brilliantly if you’re in tech, health, beauty, or anything involving screens or eyewear. A simple microfibre cloth with your branding on it can go a long way. Everyone needs one. Whether they use it for glasses, a phone screen, or their laptop, it’s something they hang onto. It’s not the kind of thing people throw away, and that means your name sticks around too. Receipt envelopes You might already use little envelopes to hand over receipts or business cards. Branding those envelopes is a small change that makes a big difference. Instead of someone getting a scruffy bit of paper in a plain sleeve, they’re handed something that feels a bit more finished. You can even add a message inside. Doesn’t need to be anything dramatic. A simple “thanks for visiting” or “see you next time” is enough to add a personal touch. Wet wipes or mini hand gels If your business is in hospitality, food, or anything hands-on, branded wet wipes or pocket-sized hand gels are surprisingly popular. People actually use them, especially at festivals, food stalls, pop-ups, or kids’ events. They end up in handbags or cars and stick around longer than you think. They don’t scream “marketing” either. They’re practical, and when done right, they make your business feel thoughtful. That’s what good branding does, it shows you’ve thought ahead.

How Student-Led ‘Energy Audits’ Are Cutting School Costs (and Lighting the Way Forward)

By Julie Starr • July 14, 2025

What happens when students stop waiting for adults to fix things and start conducting their own energy audits? Money gets saved. The lights get switched off. Data gets analyzed. And a quiet revolution in sustainability begins—inside schools that once overlooked their own inefficiencies. Across the globe, student-led energy audits are proving that change doesn't always need to come from a policy shift or a major capital budget. Sometimes, it begins with a clipboard, a spreadsheet, and a group of curious minds asking: Why are the hallway lights on at noon when sunlight floods the building? The Energy Detectives These audits aren’t science fair projects. They’re rigorous investigations, often done in collaboration with facilities staff, local environmental nonprofits, or even engineering mentors. Students go from classroom to classroom measuring electricity usage, checking for phantom loads , and identifying where heat is escaping in winter or air conditioning is leaking in summer. One high school in Ontario saved over $12,000 a year after its Grade 11 physics students ran an energy audit and suggested simple changes—LED upgrades, motion sensors in bathrooms, and smarter heating schedules. They didn’t just propose ideas. They pitched them with spreadsheets, thermal images, and payback timelines. It worked. Learning That Pays Off—Literally Unlike textbook learning, these audits blend real-world math, environmental science, economics, and persuasive communication. Students aren’t just learning about sustainability. They’re doing it. And the savings add up. From dimming overlit hallways to reprogramming HVAC systems that run all weekend for empty buildings, students are surfacing blind spots that administrators often overlook. In some districts, their findings are influencing energy policy. Elsewhere, the audits have inspired school boards to hire sustainability coordinators—often alumni of the student programs themselves. There’s something poetic about a school funding new books or laptops from money saved by students who found out the vending machines didn’t need to be plugged in 24/7. Why This Matters More Than Ever With education budgets tightening and utility costs rising, every dollar saved is a dollar that can go back into classrooms. And here’s where it gets interesting from a family finance perspective, too. If you’re a parent setting aside money for post-secondary savings, every bit of school efficiency helps. Fewer energy costs might mean more programming, better STEM facilities, or even bursaries. That raises a broader point: when families save for their children’s future, they often look into RESPs (Registered Education Savings Plans). And many wonder—is a RESP deduction available on my taxes? While contributions themselves aren’t deductible, the gains grow tax-free, and students often pay little to no tax when they withdraw the funds during school. A Movement Worth Replicating These audits aren’t just an exercise in environmentalism. They’re leadership labs. Students learn how to spot inefficiencies, speak up in board meetings, and make a business case for change. They don’t just flip switches—they shift mindsets. And they carry these habits into adulthood. The result? A generation growing up not only with climate anxiety, but also with tools to tackle it.